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Monidoo

Know your money before you spend it.

Terms of use

These pages describe how Monidoo is designed to handle personal data. They are product documentation placeholders and do not replace a lawyer-reviewed privacy notice, DPIA, or DPA for your launch market.

Agreement

By creating an account or using Monidoo you agree to these terms with Monidoo (legal entity TBD). If you do not agree, do not use the service.

Controller
Monidoo (legal entity TBD)
Address
Registered address TBD — set NEXT_PUBLIC_LEGAL_ADDRESS before launch (EU)

The service

Monidoo is personal / small-business cash planning software. It is not a bank, payment institution, investment adviser, or tax adviser. Forecasts and AI suggestions are informational tools — you remain responsible for decisions and for verifying figures.

Accounts

  • Provide accurate registration details and keep credentials confidential.
  • You must be at least 16 (or the higher digital-consent age in your country).
  • One natural person per consumer account unless a future shared-space plan says otherwise.

Acceptable use

  • No unlawful content, malware, or attempts to bypass access controls.
  • Do not upload documents you are not allowed to store.
  • Do not reverse-engineer the service except where mandatory law allows.

Data & privacy

Our privacy notice and cookie policy explain processing. You can export or delete your account from Settings.

Availability & liability

We aim for reliable uptime but do not warrant uninterrupted access. To the extent permitted by mandatory consumer law, liability for indirect loss is limited; nothing in these terms excludes liability that cannot legally be excluded.

Changes

We may update these terms for product or legal reasons. Material changes will be communicated in-product or by email when you have an account. Continued use after the effective date constitutes acceptance where allowed by law.

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